Choosing the right car insurance coverage
Buying car insurance is about more than knowing you have the right coverage. It’s about being able to drive worry-free. That’s why Allstate offers a wide range of competitive car insurance options for every stage of life.
Our local Allstate agents are ready to help tailor a car insurance policy to fit your needs. Contact us today to get a free personalized car insurance quote.
Car insurance coverage and policies
There’s so much to consider when buying car insurance in Canada, with each province requiring a different level of protection. It can be confusing. Allstate agents are standing by to help you create a policy that’s unique to you.
Mandatory Coverage
- Claim forgiveness, Your first claim is on us. Your rates will not go up.* Keep your rates lower. At Allstate, we recognize that even safe, experienced drivers can have an accident. Claim Forgiveness protects your rates if you have a covered claim.*
- Disappearing deductible, Save money. As a safe and experienced driver, you should be rewarded for your driving habits. With Allstate’s Disappearing Deductible, you get $100 off your deductible for every year you go without making a covered claim.** The deductible resets after a claim.
- Ticket forgiveness / minor conviction surcharge waiver, Your rates will not go up if you get a ticket for a minor driving offense.
- Loss of use, Covers the cost of a backup means of travel such as rental car or taxi you use when your car is being repaired as a result of damage or theft.
- Damage to a non-owned vehicle, Covers you if you damage a car you do not own such as a rental vehicle.
- Waiver of depreciation, This option ensures you get the full value of your new car (less than 36-months-old) if it is written-off as part of a covered claim.
Ridesharing with Allstate's ride for hire
Allstate recognizes how you use your car is changing. With ride sharing becoming more popular, you may require additional coverage beyond your personal auto policy. With Allstate’s ridesharing accommodation, you can bridge the gap between private and commercial insurance policies to ensure your needs are met. Contact an Allstate agent today to ensure your car is properly insured for ride sharing.
Car insurance online
Allstate knows how important convenience is to you, which is why we offer online resources to help save you both time and money. Get a customized automobile insurance policy that meets your needs
Get a free auto quote online
Get the coverage you need by starting a free, personalised car insurance quote today.
To complete your car insurance quote, you need:
- Your name, date of birth and address
- Year, make and model of your vehicle
- Insuring your car with Allstate has never been easier.
myAllstate App
Want to manage your policies easily? Download and use the myAllstate app to pay bills online, access your digital proof of insurance (pink card) and manage your policy details in one place.
Drivewise®
By monitoring your driving habits for six months, the Drivewise app† could reward you with up to 30% off your annual premium. It is free to use and will not increase your premium. In fact, you save up to 15% simply by enrolling. †
By recording your speed, time and duration of car trips as well as harsh or extreme breaking events, the Drivewise app encourages you to be a better driver.
Auto discounts
Quality car insurance protection can be affordable. It doesn’t have to come at a high cost. Allstate provides affordable car insurance options based on your needs. Whether you want to bundle your home and car insurance (multi-line), insure more than one vehicle (multi-vehicle), or you are just starting out on the road, Allstate may have a discount for you.
Our discounts
Be rewarded with a discount for being you. Allstate provides discounts based on your lifestyle, occupation and age - from student drivers to retirees.
For drivers under 25, insurance can be costly. Allstate provides a Good Student Driver Discount—this means your good grades could save you money. If you attend school over 100 km away from your postal address, you could be eligible for a discount. Newly licensed drivers could also take a recognized driver safety course to lower their premium.
But it’s not just younger drivers who can save money. Drivers over 65 years can enjoy a Retiree discount, or if you have been with Allstate for more than three years, you could take advantage of a Renewal discount.
As a safe driver, you could save up to $100 on your deductible every year you go without making a claim with Allstate’s Disappearing Deductible. Another way experienced drivers could reduce costs with safe driving habits is by signing up with Allstate’s Drivewise app
Discounts for your vehicle
Allstate understands that buying a car is a huge expense. Insuring your car shouldn’t have to be. Purchasing a brand new vehicle could lower your car insurance rate, especially if your car has the latest auto safety features installed. If your car has advanced driver safety features such as Advanced Driver Assistance Systems, a park assist camera for example, you could be eligible for a discount. Additionally, keeping your vehicle safe in off-street parking or equipping it with an anti-theft device could reduce your premiums. To find out how you can save on your car insurance, go to the Allstate’s auto insurance discount page.
Claims
After a collision, it can be a stressful time. If you need to make a claim, Allstate has a highly experienced claims team available 24/7 to guide you through the process
myAllstate
Want easy access to your insurance policies anytime, anywhere? Register with myAllstate and you’ll be in control of your policy online.