Comprehensive Travel Insurance
Whether it’s your summer holiday or a backpacking adventure through Europe, if you’re only travelling once this year, then a single trip policy could be the best choice for you. Our International Comprehensive policy gives you cover for a single return journey overseas to one, or multiple, destinations. You can purchase cover for one journey lasting up to 12 months.
What’s included in a comprehensive single trip policy?
Our policy provides comprehensive protection for your holiday overseas. So you can travel with confidence knowing that you’re protected if the unexpected happens.
International Comprehensive policy now
Medical and evacuation
Includes cover for medical treatment, doctors’ visits, prescribed medication, specialist treatment and medical transport costs. Plus 24-hour emergency assistance, support of qualified medical advisers, guarantees for medical expenses and contact with family.
Cancelling or changing your journey before you leave
Includes cover for cancellation fees and prepaid travel costs if your trip is cancelled or changed due to an illness, injury or natural disaster. Plus, cover for additional costs to help you attend a special event including a wedding or sporting event.
Changes to your journey once you have left
Includes cover for transport, accommodation, meals, activities and tour costs if you cannot reach your next destination on time, or if you need to cut your trip short and return to Australia.
Baggage & personal items
Cover for lost, stolen or damaged items and help to purchase essential clothing and toiletries, if your bags are delayed, misdirected or misplaced for 12 hours or more.
Cash, bank cards, travel documents and passports
Includes cover to replace lost, stolen or damaged bank cards, travel documents and passports, and to replace lost or stolen cash
Personal accident (16-80 years)
Includes financial support for you or your loved ones if you’re injured whilst on your journey
Personal liability
Cover towards legal liability for damages, compensation and legal expenses.
Rental vehicle excess
Payment towards any excess you must pay if the rental vehicle you hired is stolen or damaged.
Pet Services
Cover for your pets to remain in a boarding facility if your return home is delayed.
As per relevant section of the policy.
This table is a summary of the International Comprehensive policy benefits and shows the maximum cover under each benefit for each paying person (unless otherwise stated). The excess you select applies per unexpected event (unless otherwise stated).
Benefits of a single trip policy
Single trip travel insurance policies are usually cheaper than buying annual cover. However, if you’re taking several overseas holidays in the one year, our Annual Multi-trip policy may be a more cost-effective option.
When you book your International Comprehensive cover with us, you’ll also be covered for cancellation and alteration costs before you depart overseas. That’s why it’s always a great idea to start your travel insurance as soon as you’ve booked your flights - not at the last-minute.
Travel insurance for short trips
If you’re travelling solo for two days or less, your insurance can cost even less than a meal.
Our policy gives you comprehensive cover for your short trips overseas. So whether it’s a quick long-weekend escape to a nearby destination or an overseas wedding, you can enjoy peace of mind at an unbeatable price.
Staying safe overseas
With the right research, preparation and advice, your holiday can be an unforgettable experience for all the right reasons.
Always research your destination on Smartraveller and follow any medical advice or safety warnings. Remember, your travel insurance may not cover you if your destination has a ‘Do Not Travel’ or ‘Reconsider Your Need to Travel’ warning on Smartraveller when booking your policy.
What you need to know
This page includes some information about our products but, as with all insurance policies, terms and conditions apply. For our terms and conditions (including information about exclusions, excesses and sub limits) we recommend you read the relevant Financial Services Guide (FSG), Product Disclosure Statement (PDS) and Target Market Determination (TMD) to ensure our travel insurance products are right for you.
You can find the relevant documents here: International Comprehensive, Annual Multi-trip, International Medical Only, Working Overseas, Domestic.